What we do?          

Distribution networks are the key to expand the reach of any service. By bringing harmonized processes and standard technology, BeyondBranches helps Agents work with multiple Banks, Mobile Money Operators and other Financial Service providers.

How do we do it?          

BeyondBranches harnesses people, technology and processes to simplify money matters. We use a unique Agent-Centric Approach and with our Duka platform, we are able to create a powerful service that helps Agents use the mobile device for their own needs as well as for mobile financial services.

BeyondBranches Nigeria          

We are working with reputable payment providers and agent networks to deliver a payment system that should bring about positive changes to the common man, from the streets of cities like Lagos, Abuja, Port Harcourt and Kano all the way to the villages and towns of all other parts of the country.



Iain Brougham

Operations Director



Since 2010 Iain's career has focused on the design and roll out of financial services based agent networks in emerging market globally.

Working for Monitise (the worlds largest pure play mobile money provider), Iain developed the agent network strategy for a mobile money product in Nigeria. As part of the emerging markets team iain was also responsible for market research and competitor analysis.

In 2012 Iain joined Accendo Associates ltd where he worked to complete a number of projects for multiple clients internationally. Details include the development of a financial modelling toolkit for a US based value added service provider, Market research and competitor analysis for provincial bank looking to scale branchless banking operations in eastern china and the strategic and operational review of a branchless banking pilot scheme on behalf of one of Indonesia's largest banks.


Iain can be reached at: This email address is being protected from spambots. You need JavaScript enabled to view it.

Key capabilities

1. Proven capability in delivering in depth business and competitor analysis, market research and market scans.
2. Design and implementation of agent network strategy.
3. Working across cultures with experience in the US, Africa, UK and Asia.
4. Deep understanding of branchless banking agent network operations.
5. Design and refinement of operational processes.